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Message: <blockquote data-quote="Riley37" data-source="post: 6557927" data-attributes="member: 6786839">Not necessarily. If they're using a downtime day for each of them to sell a variety of loot, the PCs could just as easily be scattered across the city, each in their own back alley or jewelry merchant's house or pawnshop or Thau-Mart. If the PC says "okay, we're all going together, so that I'll have an ace in the hole if the deal goes wrong" - then THAT ALONE moves the sale from category F to category D.When a 9th-level NPC dragon cultist has purchased a Wand of Magic Missiles from a 7th-level PC, and the PC hands over the wand, and just as the wand enters the NPC's hand, it *starts* the fight with an empty-the-clip 7-charge barrage: you are correct, the fight isn't over, not *yet*. The *surprise round* is over. The cultist has full HP, and hasn't used up any spell slots; the PC does not have full HP anymore. We start from there and we play it out round by round...Wait, you say there aren't any 9th-level NPCs in Phlan? And, thus, PCs can't hire NPCs to cast Greater Restoration or Raise Dead? If so, then your campaign sounds *more* gold-to-magic-restrictive than mine.</blockquote>