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Message: <blockquote data-quote="Nail" data-source="post: 2660596" data-attributes="member: 224">Yer all over th' map, bub.  Let's try to nail you down a bit.  Let's use 32 pt attribute buy, as in the DMG (p169), which is a "high-powered campaign".  (Something tells me the campaign you play in is higher.  <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile    :)"  data-smilie="1"data-shortname=":)" />  )  For a monk, you'll need 4 good stats: Str, Dex, Wis, Con.  Depending on your build, you might want a reasonable Int.  Chr can be your dump stat.With 32 pt-buy, you can get: 16, 14, 14, 14, 12, 8.    (Why don't you post how you would distribute it, rather than doing all of that arm-waving?) A good monk build doesn't neglect Str.....but you want a high AC monk, so I'll put the 16 in Dex as you are advocating:Str 14, Dex 16, Con 14, Int 12, Wis 14, Chr 8Now, let's level him up to Mnk 10, to take advantage of that extra AC bonus.  Add 2 (level bonus) to his Wis for the extra AC.  And let's give him the wealth of a 10th lvl PC - 49,000gp.  There's lots of options here, but let's give him: <ul> <li data-xf-list-type="ul">Belt of Str +4 (16,000gp)</li> <li data-xf-list-type="ul">Gloves of Dexterity +2 (4,000gp)</li> <li data-xf-list-type="ul">Headband of Wisdom +2 (4,000gp)</li> <li data-xf-list-type="ul">Bracers of Armor +3 (9,000gp) </li> <li data-xf-list-type="ul">Ring of Deflection +1 (2,000gp) </li> <li data-xf-list-type="ul">Amulet of Natural Armor +2 (8,000gp)</li> <li data-xf-list-type="ul">Cloak of Protection +2 (4,000gp)</li> <li data-xf-list-type="ul">Misc potions and odds-and-ends (2,000gp)</li> </ul>As I look at this guy, I see an AC of 26.  [10 + 4(Dex) + 4(Wis) + 2(Mnk) +3(Armor) + 2 (Nat) +1 (Deflect)]That's not bad....until you realize that the NPC Ftr in the DMG has an AC of only 2 less (24), and has worse stats and far less equipment wealth.....It's time to put yer money where your mouth is, IamIan.  <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f609.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=";)" title="Wink    ;)"  data-smilie="2"data-shortname=";)" />   <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f600.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":D" title="Big grin    :D"  data-smilie="8"data-shortname=":D" /></blockquote>

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