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<blockquote data-quote="Diamond Cross" data-source="post: 5503427" data-attributes="member: 51024">You realize, that at least in d20, those wealth by level guidelines are not entitlements don't you?They are guidelines for starting equipment for making characters who start at that level, not for characters who have had years of adventuring experience starting at level one.In other words, if a character reaches level five he does not automatically get all that gold or items. They do get it if they start at level five.In other words you are not guaranteed to get that +5 weapon at level 25 unless you started at level 25.They are also a way to help the DM to determine what personal items an NPC could have as well.And the other misconception is that they are money. No. The wealth guidelines are also used for magic items and mundane equipment, or gold. For example, in 3.5e&nbsp; +1 magic weapons are equal to 2000gp.A +1 armor and a +1 shield are worth 1,000gp each for a total of 2,000gp So if an NPC has 5000gp worth of stuff, that leaves him with 1000gp to have in either magic items or gold items or other mundane equipment. So that means he could have a lot of potions or scrolls and a few wands.Otherwise, players have to find their treasure during an adventure or a dungeon delve.Because let's face it, a player who's had more experience from level 1 is more than likely to have more money that the level guidelines, and possibly even better stuff that's worth more that the level guidelines.</blockquote>

[QUOTE="Diamond Cross, post: 5503427, member: 51024"] You realize, that at least in d20, those wealth by level guidelines are not entitlements don't you? They are guidelines for starting equipment for making characters who start at that level, not for characters who have had years of adventuring experience starting at level one. In other words, if a character reaches level five he does not automatically get all that gold or items. They do get it if they start at level five. In other words you are not guaranteed to get that +5 weapon at level 25 unless you started at level 25. They are also a way to help the DM to determine what personal items an NPC could have as well. And the other misconception is that they are money. No. The wealth guidelines are also used for magic items and mundane equipment, or gold. For example, in 3.5e +1 magic weapons are equal to 2000gp.A +1 armor and a +1 shield are worth 1,000gp each for a total of 2,000gp So if an NPC has 5000gp worth of stuff, that leaves him with 1000gp to have in either magic items or gold items or other mundane equipment. So that means he could have a lot of potions or scrolls and a few wands. Otherwise, players have to find their treasure during an adventure or a dungeon delve. Because let's face it, a player who's had more experience from level 1 is more than likely to have more money that the level guidelines, and possibly even better stuff that's worth more that the level guidelines. [/QUOTE]

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