This is just something that's been lurking in the back of my mind for awhile now and that I whipped up out of boredom just now. Feel free to tear it apart and tell me how to improve it or that it sucks. Whatever, I'm not that invested in it, I just figured I'd see what people think and what changes they'd make, etc.
Very similiar to the thoughts I had on the subject.. which means this is great
On the Major wound disease track, I think three failures would be more fitting in the 4e scheme of things.. but I am not sure how that would impact on the characters chances.