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Message: <blockquote data-quote="Stormonu" data-source="post: 5635253" data-attributes="member: 52734">As a DM, I'd always used the rule that a replacement character was 1 level lower than their last, regardless how the death occurred.  Until 3E came out, said replacement character only started with mundane gear.  Most other DMs I talked to did the same, if not requiring you to start at 1st level.  So, I'm pretty much used to your DM's attitude being standard and fair.Of course, the groups I've DMed usually were good about redistributing items so the new character usually ended up with a few magical items - the rest of the party realized being stingy on properly equipping party members put everyone at risk.</blockquote>