scaredy-cat PC's
BADD seems a great idea, when I eventually get the chance and confidence to run something, I'm going to be plundering the ideas presented here.
As a PC, my first/last/only one so far, encounter with a dragon was terrifying, exhilarating, and gained me much needed respect from the other PCs in my party, who were convinced I was an over-idealistic wuss.
It was a quest thing, I'd been told to go get a 'Dragon's Tooth' by the ArchDruid. (I owed him a major favour) I had a hint at where to look, and was pointed towards an old-ish Green, who claimed a large forest as her realm. Since the party was about 4th/5th level, everyone thought we should wait a while before doing anything about it, since it wasn't an urgent thing.
I spent the next 2 levels of game time finding out everything I could about the Green, ending up having spoken to people who had spoken to her and having a fairly good idea that if I was polite, took along an appropriate gift, and interested/amused her a little, I would at least be able to ask what service I could perform for her in return for a tooth, and withdraw safely if she wasn't at all interested. (At no point did I consider killing a dragon for a tooth. As a party, we'd have had trouble, and every other PC didn't want to go within a hundred miles of anything that big and dangerous for 'no good reason'. My quest was my problem.)
At this point I discovered that the rest of the party, while happy to kill demons, wouldn't go with me to face the Green, without extensive planning on exactly how to run away when I screwed up the discussion and it attacked us. These guys were terrified of even talking to a dragon, and wanted me to give up on the whole idea.
I got mad (for a lot of other reasons on top of this last straw) and went off on my own to go talk to the dragon. The party to their credit did follow and try to catch up (mainly to stop me doing something they saw as suicide). I found the dragon first, and after a brief, very polite (on my part) and utterly terrifying conversation, she picked me up in her claws and flew off with me to a clearing. Knowing that the only thing that stood between me and being crunched was the fact that I was being respectful and courteous and she was being curious made for some of the most memorable roleplying I have ever done. Of course, If I'd bored her, she might have only flown off, but goodness knows what would have happened if I hadn't been sufficiently polite...
She turned out to know the ArchDruid quite well, and the 'Dragon's Tooth' turned out to be a large 'canine tooth'-shaped mushroom. (I called the DM a bastard at that point - god was I going to be the subject of so much ridicule over that one).
The party had seen from a considerable distance me being carried off by the Dragon, so when I walked back into camp I did get a hero's welcome, until the point came where I had to explain what I was doing with a huge mushroom...