As a DM I my prefrence is to start at 3rd or 4th level... it saves me the trouble of having the players hunt for a dire rat in the tavern basement.
The same is true as a player... 1st level has realy lost its appeal, I can create and develope a character without needing him to be a snot nosed kid.
The same is true as a player... 1st level has realy lost its appeal, I can create and develope a character without needing him to be a snot nosed kid.