You can't move it, you can't get clean, you smell bad, your wife leaves you, you lose your job, the court takes your kids. Boom, for the cost of one 2nd level spell slot I've just destroyed your life and made it a living hell. What if I cast Hold Person on your debit card, BOOM you starve to death as long as I maintain concentration.
Now THAT'S magic!
Now THAT'S magic!