Wow, KK, when you discover a new love you don't mess around, do you?
Yeah, those free Sword and Shield pdfs are the cat's meow. They outshine many of the pdf-only game supplements I've seen on the market (especially in terms of graphics).
My experience with the Harnmaster system was limited...
Harn is the setting you're seeking if it's low fantasy you're looking for. Placed in a neo-Europe (England, I suppose, but there are also Nordic expansions, and hints of a fallen neo-Rome on the southern main continent), it features a well-realized feudal setting with plenty of political...