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Especially once you get your craft skill up a fair amount! If you average a 10 on your die roll, just need a 10 modifier to make yourself masterwork equipment. :) And you could help out your team. It's cheaper for them to buy from you (60-75% cost, perhaps?) while you still make a living...

To grant some realism to the game, you can have time between adventures. May as well do something to pay for your cost of living during that time! Item that sells for 12 GP from a merchant: 4 GP in materials (1/3) Sells from you to merchant for 6 GP 2 GP profit. 2/6 = 33% profit from...