I know how useful Raise Dead is. But in the last long term game I played in, my dwarf fighter died, 3 times. I got raised via a raised dead, 3 times. Lost a level becuase of it, 3 times. This got me very frustrated with the game. What was the point of leveling if you were just going to lose them when you get raised. One step forward, two steps back I thought. I want to have it used in my game, but what do you people think is a decent penalty for the raise dead type spells without level loss?