Stay-at-home mom here. Husband earns a good living. Four children. We live life on a budget, don't eat out, don't buy new clothes, don't buy new cars, don't take vacations, don't spend money on fast food, cell phones, etc, etc, etc..
I am somewhat shocked at your post. Not enough to report it for what I feel to be poor taste but shocked enough to post a gentle reply. My husband and I are fiscally conservative and are, like many folks here, plugging along and doing alright for our family. We also make sure to tithe to our church. Hawaii's expensive, true. Flat out, no money in my budget for gaming books other than those I already own that I bought years ago. Heck, we tanked cable TV a couple of months ago and will tank our high-speed internet this coming month to make our budget work. Wouldn't consider myself in need of what you term "life advice." :\ Moreover, I posit that there's a lot more to life that being upwardly mobile and living according to the mantra "Greed is Good."
Hope the above does not get me banned, but if it does, I accept it with love. Just felt the flip side of the "greed" coin should be shared, with aloha.