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Message: <blockquote data-quote="WalterKovacs" data-source="post: 4763752" data-attributes="member: 63763">The problem wth that is that you'd have to do it for a party, not for a single character, since if you are doing it for a single character, you have to come up with the 'fair' way to split the loot amongst the PCs. In general though you have, for a party of five, lvl 2 + 2(lvl 3) + 3(lvl 4) + 4(lvl 5) + 4(lvl 6) + ... + 4 (lvl x-1) + 4(lvl x) + 3(lvl x+1) + 2(lvl x+2) + 1 (lvl x+3) Then you have cash equal to 2x the cost of an item level for each level before the current one. This needs to be split 5 ways. It's possible that, by spending half the money on magic items, and the other half of ritutals/consumables/etcs, that you end up with 5 items of each level up to the level before last. Then you have 10 items to split between the party of 4 of the current level, 3 above the level by one, 2 above the level by two, and 1 above the level by 3. So, you can give each character 1 item per level from 5 to 23, one person gets a level 24 item and a level 27 item, two people get a level 24 item and a level 26 item, one person gets a level 24 and a level 25 item, and someone gets two level 25 items (or the party agrees on some other way of distributing the wealth). Also, some of the higher level cash or consumables would still be available, hypothetically. Part of the discrenpency of course is that as a new PC you are picking your starting gear, not being given what the DM has put into parcels, and deciding as a group who gets what, etc, etc, etc.</blockquote>

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