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Message: <blockquote data-quote="Mort" data-source="post: 8363512" data-attributes="member: 762">Of course the lotto is made to look fun - draws money better that way.I've talked to many, many people about spending money on the lottery/ other gambling - they really don't understand how little chance they have to win.Look, I'm an attorney that specializes in Bankruptcy. People absolutely don't realize what a bad deal they're getting and they REALLY do think they will beat the odds. lotteries exploit this.Insurance is completely different - at least proper insurance (there are plenty of exploitative insurance policies out there too).Proper insurance makes you pay a (relatively) small amount to protect against having to pay a massive expense.My father-in-laws air conditioner just leaked into the house (for who knows how long), mold was found. Thankfully, their insurance covers the large expense. I'm not saying they are idiots, I'm saying they don't understand the actual numbers and lotteries/ loot crates etc. intentionally exploit that.</blockquote>