[D20 Modern] So am I missing something? Wealth bonuses for new PCs over 1st level

[Olive]

So am I missing something? Where does it describe this in the book? I know there is a table for the wealth bonus of characters above 1st, but that doesn't seem to include accumulated gear.

Should I just give them something reasonable in gear and then the bonus on the table? And is it the same for NPCs?

 

[(Psi)SeveredHead]

There's a chart for NPCs and PCs past 1st-level.

For NPCs it's ... give them reasonable gear, and don't hand out the mastercraft stuff. Why create more work for you?

For PCs, use Table 7-1 and 7-2. One of those two is the right one. That gives base Wealth. Then add bonuses for occupation, Windfall, and 1 per rank in Profession.