The first thing I thought of when I heard "mob template" was a mafia hitman. Anyhow, the mob rules sound tricky but promising. If nothing else they could help explain why a mid to high level character might still be scared of the anger of an entire town of peasants or unit of soldiers. Somebody said that mobs can't be grappled. Can they still make grapple attacks though? If so their high BAB and gargantuan size would make them terrifying.
How much damage do mobs do? If it isn't too high then a high level barbarian or monk could probably wade right through a mob of humans, just like in the movies. Of course the mob could probably go grab torches like they do when they're going after a flesh golem.