So how does a character tell the difference between what can be affected by a Fluid Funds coffer, and what can't?
Let me rephrase that: How does a character who doesn't have access to the game books tell the difference? If he finds a finely crafted, gem studded sword that works just fine on the battlefield, how does he know whether its supposed to be a piece of (expensive) mundane equipment or an art object? Bah to uneccesary limits!
You do know why the mundane equipment line is there, right? 4E assumes players do not cart every single sword, piece of armor and whatnot back to town for gold. The wealth-per-level guidelines assume characters do not ever do this.
So while you might not agree with either the ritual or the wealth-guidelines, it is consistent with the rules.
Nice idea!Better use for the coffer: Place a platinum piece in, shake it a few times, then yell "Yahtzee!" and spray copper pieces everywhere.
Nice idea!Unfortunately, I didn't see anything to indicate that it will downgrade coins.
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if the DM lets you sell it. IIRC the 4E equipment chapter specifies mundane gear sells for 1/5th, if the DM lets it sell at all.(And you bet I'd haul all that mundane stuff back to town and sell it! At low levels anyway. It all adds up...)