Baron Opal
First Post
Right. How many of those stores sell cash only, no credit cards/AmEx? And, how wide a selection to they carry at all times? As you noted, these stores are in areas with hundreds of thousands or millions of people. Also, it doesn't take "life force" (XP) to manufacture those items. So factor that in and you can pretty much determine how likely "magic stores" in a campaign are...
Cashier's check. You can refuse payment on a credit card, if you even had one that could handle that kind of purchase. The store I was in had 8 pieces that I could see.
But, yes, I think I am agreeing with you in principle. I have them in my campaign, but they are well hidden, only available to those in the know, and you need to have a significant pouch of gems or a letter of credit from a major temple. Like the Templars used to issue.