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Message: <blockquote data-quote="ECMO3" data-source="post: 8408176" data-attributes="member: 7030563">In the campaigns I  am playing right now:#1 11th level Rogue/Wizard no spare gold.#2 4th level Rogue no spare gold.#3 5th level Rogue/Cleric I have about 2k gold which is more than I need.  I don't have anything I could spend money on that I want.#4 4th level Rogue/Fighter, no spare gold.  My fighter is still walking around in scale because she can't afford any better.#5 7th level Rogue/Ranger I have about 10,000 gold.  We also have a bunch of magic items but none I can use effectively.#6 12th level Wizard no spare gold.#7 5th level Fighter/Ranger no spare goldI am also DM on 3 campaigns (currently 9th, 4th and 13th level).  None of them have any spare gold.  The 9th level characters are mostly still mostly using starting weapons and armor.</blockquote>