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Message: <blockquote data-quote="Kobold Stew" data-source="post: 6678896" data-attributes="member: 23484">I don't think we are outside of the rules nearly to the extent people are suggesting. The flexibility of 5e is designed for this sort of thing.When a character is INCAPACITATED (as per the effect, due to being grappled or unconscious, for example), he is unable to take actions or reactions. I would say an incapacitated character can have its arm ripped of on a strength check. If it is decided that a silver dragon has no magical attacks, I would suggest that it wants to polymorph into a strong M- or L-sized creature and use one of the +1 weapons in its treasure hoard (which will of course become property of the PCs if they defeat the dragon). Now a young silver dragon does not have an innate shape-changing ability, but an adult one does: once it grows up a bit, it will be able to change shape, rules as written. Young dragons do have innate spell casting abilities (MM 86), though, and given that they are "solitary shapeshifters" (MM 103) it would be natural for a young silver dragon (who can cast 4 spells a day, up to level 3) to use a spell like Alter self -- it can't make them into bipeds (yet), but it can give them natural weapons that are magical (PHB 212). Only you can decide whether this is going to be a fun challenge for the player. What's most important, though, is that the arm-ripping serves the story (as it does in Beowulf, for example). As a DM, you have to have a way for the character to get his arm back, and you have to be open to the player's ideas for how to do so, even if they are different than yours. The reason to introduce the problem has to be to allow the player the satisfaction of overcoming it.</blockquote>

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