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Message: <blockquote data-quote="Henrix" data-source="post: 6424899" data-attributes="member: 3587">Banking, in many formal and informal ways, is very old. And has been around in most, if not all, civilised areas.A lot of the oldest cuneiform writings deal with wealth and trade, and some are probably something like IOUs held between trustworthy people, i.e. early banking.You give the money to someone trustworthy and get an IOU. You can then use that to withdraw a similar amount of money from a person in another town or country.Perhaps you can even use that IOU to buy stuff from somebody else, provided they trust the person involved (and are able to trade in the IOU).Primitive banking and bank notes, in other words.Trustworthy people in a fantasy world could be goldsmiths (like in our world), or perhaps lawful temples. (Who'd not trust the Temple of St. Cuthbert?)Guilds and powerful organisations often managed economics that way, sometimes just for their members.The Wizards' Guild of Greyhawk can probably be trusted.What if the Thieves' Guild has a banker of their own? One that can take care of illicit money and launder it under a respectful façade? Or a 'bank' held by a guild for mercenaries and other adventurers? A place were even magical items can be brokered?What if the PCs start banking? They'd have to work up some good trust in society first, nobody trust a murderhobo.Stuff you can easily make interesting scenarios with.</blockquote>