It uses the Radiant One ED to add INT to all defenses, Swordmage Warding with the Coronal Guard utility to improve it. I've seen normal ACs of around 50, so with those one time bonuses, it doesn't seem impossible.
So
Base = +10
Level = +15
Elder Hide armor = +11
Int Stat bonus = +9
Total = 45 AC
I do not have the FRC book but do you get the swordmage warding all the time when you multiclass into it? Not sure what Coronal Guard gives.
You said Radiant one lets you add your INT bonus to all defences but your already adding your INT to AC so you can't add it again.
I know I can squeeze 1 or 2 more points with a feat or shield or so but getting the heavy shield requires at least a 15 str, something a Warlock probably won't have.

(Dungeons & Dragons)
Rulebook featuring "high magic" options, including a host of new spells.