Jolly Ruby
Privateer
You can't have gold as XP in this economy, by the time a boomer wizard would be level 20 and living in a tower, you would still be level 3 and trying to rent a barn to sleep at night.Entire parties living in a 2-bedroom farmhouse because even adventuring 60 hours a week they can't afford a castle. "If you just stopped buying fancy rations and hunted for your food you'd have enough money to build your own castle by now