Modules, it turns out, apparently DO sell

Are Canadians like Americans to where 90% of us live pay check to pay check? If not, that may be why people there are willing and able to waste money.

Or, if Canadians are like Americans, they are perfect examples of why so many do live paycheck to paycheck. Assuming they aren't rich or not living pay check to pay check in the first place.

Heh.

I'm an American living in Canada......I have the worst habits of both! :lol:

(AFAICT, the biggest difference is that we have paycheques.)


RC
 

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We're slightly better up here than down south, but that's because we're taxed to hell if we buy anything, 13% combined sales tax rate here in Ontario (now coming to previously exempted items, thanks Dalton :rant:). It's easier to not purchase something when you're taxed that hard, combined with out much higher personal tax rates, and inability to write-off our interest on mortgages leaves us with less disposible income. However, our housing market (outside of Toronto and Vancouver) is not as inflated as most markets in the US.

One nice thing for the LGS' here if they buy from the US our dollar is nearly par with teh USD, so that has to help the bottom line, compared to even a year ago.
 








My 2 year old twin boys are currently reading the Kingmaker AP. They now successfully can identify trolls, dragons (through the ad in the back of the adventure), spider, elf, owlbear (they always say "who-rawr!" as they know what an owl says and the bear individually...), and giants.

My 2 1/2 year old son can identify the chromatic dragons AND what each dragon's breath weapon is!

Unfortunately, to him, half the beastiary is still "a ghost"...
 

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