Wow.. I would hope that with spending almost all of ones wealth on a single goal that it would be realized 
Anyone else spending that much though would have a higher ac and more beanies (+3 more for the armor and something adding up to +3 enchantments on the shield).
Also, yeah, the bear can wear the ring. It has digits.
I believe that you also retain the armor check penalty for certain skills (or am I remembering incorrectly?) If so this guy has an incredibly easy touch ac and is the loudest, most cumbersome, slowest bear around!
If he doesnt have proficiency in the armor he is wearing then all of his attacks are massively penalized as well.
About the wild ability though, I think it is just every so slightly poorly worded. The change from 3.0 to 3.5 shifted shields to shield bonuses, and since shields are mentioned as being able to be enchanted by this then they should still grant their bonus, otherwise putting this on a shield would do nothing at all. In addition, a shield is a piece of armor, not a suit of armor. So, it lists the two seperately above as suit of armor and shield then says that the armor cannot be seen, as it does not list it as suit of armor again and since a shield is a piece of armor then it should be hidden as well.
That is one decked out bear. Good ac, hope he spent the feats to do it. Between the feats and the sheer monetary cost and the fact that if others had done something similar they would have a higher ac I really dont see much of a problem

Anyone else spending that much though would have a higher ac and more beanies (+3 more for the armor and something adding up to +3 enchantments on the shield).
Also, yeah, the bear can wear the ring. It has digits.
I believe that you also retain the armor check penalty for certain skills (or am I remembering incorrectly?) If so this guy has an incredibly easy touch ac and is the loudest, most cumbersome, slowest bear around!
If he doesnt have proficiency in the armor he is wearing then all of his attacks are massively penalized as well.
About the wild ability though, I think it is just every so slightly poorly worded. The change from 3.0 to 3.5 shifted shields to shield bonuses, and since shields are mentioned as being able to be enchanted by this then they should still grant their bonus, otherwise putting this on a shield would do nothing at all. In addition, a shield is a piece of armor, not a suit of armor. So, it lists the two seperately above as suit of armor and shield then says that the armor cannot be seen, as it does not list it as suit of armor again and since a shield is a piece of armor then it should be hidden as well.
That is one decked out bear. Good ac, hope he spent the feats to do it. Between the feats and the sheer monetary cost and the fact that if others had done something similar they would have a higher ac I really dont see much of a problem
