What do you do if the loot "passes" in the mount's native plane?In case of emergency, just feed the warhorse all your treasure. Chances are that the magic and metal will survive inside, any extra-dimensional business with allow for better preservation, and waiting for it all to "pass" when the horse comes back will still have the goods in just the same sort of filthy condition that stuff from an ancient neglected dungeon in the first place!
(in case of dire necessity, warhorse pinata?)