My party has reached the level where instant death effects are showing up. I really hate having a player lose a level (or a character) because of one bad roll. I'm considering a house rule where the target drops to -1 hit points instead. Or maybe in should be -3 or -5 or -7.... The idea, of course, is that it's still seriously scary to have happen but gives the character (or the monster!) some hope of pulling through. What do people think?