D&D 5E Rebuilding a city

[Edwin Suijkerbuijk]

I belive that 250gp is a price for someone that wants to buy finnished house and some small part of land next to it. A front and backyard.

In 3.5e cost of materials was by default 1/3 of the price, but it could get down to 1/6 or 1/10 of the price if it was readily available and in close proximity.

So, simple wooden house could cost from 25 to 80 GP in materials, closer to 25 IMO.

Also 1 sp per day is for an unskilled laborer. That means someone to help you out but does not know to work on his own. Think about it as legal minimal wage for your country, or even lower. You cant go far with that.

Some profesions go for few gp per day. A profesional mercenery(with PC class levels) could cost 1gp per class level per day.

Even if you earn 1sp a day and save up only 1 cp a day you would save up for a simple house in under 7 years.

That is realistic. In modern world people take credit lines to build/buy a house for 25 to 30 years.

Historicly many houses where owned by the lords who owned the land.
They build them becouse they wanted to attract people to work their lands, so basicly payed rent in the form of labor.
Even during the industrial revolution there where factories that build housing nest to the factories to employees, meaning if you complaigned to much about conditions you dident only lose your job but also the place you lived.