For me, as a player, if another player decides to go on and on in an in character conversation, I'm pretty much checked out after a pretty short time. I just don't care. Sorry, but, I don't. My gaming time is extremely limited. I get my 3 hours a week, and that's it. Spending an extended time on stuff that isn't really moving the game ahead bores me to tears.
As GM I tend to do this stuff at the very end of the session, so anyone bored can leave!
