Meanings and stuff
My apologies if my grammatical structure caused miscommunication. I have a habit off being consice is my wording, even when the subject of the message may benefit from a slightly more verbose effort.
Allow me to rephrase.
As a DM, I am comfortable with granting a 20 to 35% concealment to any creature in, or beyond, a swarm of bats due to the mass of mouse sized flying critters flitting about their squares. Use the normal ranged attack rules for applying concealment.
Also, I am comfortable with ruling that there is a 20 to 35% chance for any spell cast through the area occcupied by the swarm that requires LOS to the target, to have the LOS blocked by the swarm. The spell effect would occur at the point it is blocked, similar to the famous example of placing a fireball seed through an arrow slit. This chance can be avoided just as the concealment issue, via application of the ranged attack rulings.
Essentially, there is a chance at the time of any attack for a small mass of bodies to temporarily block the ability to see beyond them or for objects to pass through unhindered.
I am fully aware that this ruling affects the tactical use of Summon Swarm and needs to be considered when calculating some encounter ratings. I have not given enough consideration to the subject to determine the exact amount of a chance to apply.
Hopefully that better explains my meaning.