The Four Lands - Dark is Rising

[Neurotic]

"I will deposit, I would like to spend some time in the city and even if I don't it's not that great a sum."

OOC: Assuming ofcourse our remaining gold remains gold. If that begins as silver then it will put a dent on my budget, but I'll still deposit. I'd just like to buy two healing potions before converting

 

[J. Alexander]

Alas Neurotic you should have bought them beforehand ....but since i dont think i made it clear..everyone can keep it as gold

 

[ghostcat]

Espejo's father may have despaired of him but he did actually pick up the fundamentals of trade and banking. So rather than jump in, he starts to bombard the poor man with questions. "Can you deposit more than 500 silver pennies? If so, can you take it out again when you like and still get the tax relief as long as you always leave 500 pennies in your account. Do you get any interest on the extra? If your initial deposit is in foreign currency, is this changed at the 5% or 20% plus tax rate?" Espejo pauses for breath and considers if he has any more questions. Just as the young man thinks he has finished and starts to answer, Espejo gets his second wind and continues. "One last question. Is there a minimum amount that can be changed at any one time? Likewise, is there a minimum that must be changed in a given time period?"

OOC: JA just to clarify is one elven GP worth 1 silver penny or 10 silver pennies?

 

[Neurotic]

Alas Neurotic you should have bought them beforehand ....but since i dont think i made it clear..everyone can keep it as gold

I was going by the logic we'll have them in the city available. Yes, I should have. But the fact you're allowing us to sit on so many gp worries me since even 10gp translates to plenty prince shinies

 

[Scott DeWar]

-Born of thunder- waits until Espejo's questions get answered before voicing his own. Many of those questions are the same as the large lad.

 

[Lou]

Blue robed human male

three copper pennies sir

"I'll pay you when I pick up my horse. Do I store my saddle and saddle bags here or take them with me?"

 

[J. Alexander]

Lou
Thats is fine sir, just as long as it is done before you leave. We do have some storage avaiable but anything of true value you need to take with you as we will not be held accountable should it turn up missing. . he says.

Eepejo
"Yes sir you may deposit as much as you wish but your account must maintain the minimum balace for two years in order to be eligible for the tax abatment.
Anything over the minimum balance you are free to use or withdraw at anytime and yes you may deposit as much as you would like. pausing he goes on..you inital deposit is only subject to the 5% fee and yes you can earn interest on the excess depending on the amount and type of account you have with us. As to a minimum, the 5% rate is based on a minimum exchange of 10gp, anything less than that will usually go to 10% but we can work around that if you are opening a deposit account.

1 eleven gp= 10 silver pennies

 

[Scotley]

His mind reeling at the sudden influx of financial information, Anessen finally settles on a deposit and obtains a few local coins for expenses (as posted above).

"Thank you for your help sir. Financial dealings are usually much less complex back home. At least at this level."

After the others make their exchanges, Anessen asks, "So what's for dinner gentlemen?"

 

[ghostcat]

Espejo mutters to himself as he works things out. The problem is that its only a good deal if he intends to stick around for a while and as yet his plans are fairly fluid. Still his dad was always trying to hammer into that you needed to speculate to accumulate. So he fishes 100gp out from somewhere on his person and says "Right. where do I sign? here's 50gp deposit and 25gp to change to silver pennies. I make that 500 pennies deposit, 38 pennies commission and 212 pennies cash."

 

[J. Alexander]

"That is exactly right sir" the young man says and hands a few papers over to Espejo for him to sign and a copy to keep. "Would you be wanting that in coinage sir or would you like it placed on on a currency card for your convience?