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Message: <blockquote data-quote="nevin" data-source="post: 8061126" data-attributes="member: 7024481"><p>that's what cohorts are for.  they stay and run the "business" While you go adventure.       Outfitting troops initially may just be spears and wooden shields.  When you get more money then maybe you can afford chain shirts.    Could be you hire an armorsmith, provide the forge and a bit of land or house for him, then he works for you armor shouldn't cost book value.  But even landholders are limited by thier wealth.  In feudal cultures some lords could only afford to send food, some sent troops, some could afford to send expensive things like knights and warhorses.    don't assume you should have everything at once.    It's really like wack a mole.  Get em shelter, get em fed, get this get em that.  it never ends.   Depending on resources you may have to  go find more treasure to fill the holes, but if your DM isn't going to let you come up with some revenue streams even if it's taxes and investments in merchant houses, or makeing money selling natural resources, your screwed.  Every Lord needs income to fund his duties and if he's out adventuring all the time everything will fall apart unless you have a trustworthy Cohort behind keeping it going.</p></blockquote><p></p>