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<blockquote data-quote="Swarmkeeper" data-source="post: 7617769" data-attributes="member: 6921763"><p>In the various campaigns that I DM, the players as their PCs usually just split most of the coin and keep some extra as a “party fund” for big expenditures. Paladin needs plate or Cleric needs to buy diamonds for Raise Dead? They just discuss and agree if that meets the needs of the group as a whole and party funds get allocated for said purchase. Magic Items are typically claimed by one character if there are no objections or the party just agrees that one character would most benefit from an item and give it to that PC accordingly. Occasionally there is a short discussion, but Ive not seen that take much time and everyone moves on. Attunement is a nice thing in these situations as PCs will tend to share more items with others if their attunement slots are otherwise occupied. Even a selfish character can understand that giving a certain item to another PC in the group might be even more beneficial to them than keeping it for themself. </p><p></p><p>IMO, the need for more detailed formalized rules around loot sharing may indicate that there is a player issue at the table.</p></blockquote><p></p>
[QUOTE="Swarmkeeper, post: 7617769, member: 6921763"] In the various campaigns that I DM, the players as their PCs usually just split most of the coin and keep some extra as a “party fund” for big expenditures. Paladin needs plate or Cleric needs to buy diamonds for Raise Dead? They just discuss and agree if that meets the needs of the group as a whole and party funds get allocated for said purchase. Magic Items are typically claimed by one character if there are no objections or the party just agrees that one character would most benefit from an item and give it to that PC accordingly. Occasionally there is a short discussion, but Ive not seen that take much time and everyone moves on. Attunement is a nice thing in these situations as PCs will tend to share more items with others if their attunement slots are otherwise occupied. Even a selfish character can understand that giving a certain item to another PC in the group might be even more beneficial to them than keeping it for themself. IMO, the need for more detailed formalized rules around loot sharing may indicate that there is a player issue at the table. [/QUOTE]
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