Umbral Template: Items?

[Samnell]

I've just had a PC wizard killed by shadows and I decided she'd make a good antagonist for the party to fight in 1d4 rounds. But the template isn't specific, does her gear to incorporeal with her or does it stay corporeal, meaning she's got about one shot with her spells and then wont be preparing again any time soon and can't use any of her items?

 

[Pax]

Said wizard is SOL.

Savage Species specifies a 10% cost increase for nonarmor, nonweapon, nonshield items having a "Ghost Touch" quality, meaning they can be worn/used by incorporeal creatures normally.

I don't find the umbral template "vague" at all. The character becomes incorporeal, but their corpse (and the gear it is/was wearing) does not.

It's really quite simple: the template is applied to the character, not to their equipment. Is a half-dragon's sword also half-draconic? Nope. Ditto for an Umbral character; their "stuff" isn't umbral, they are.