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Message: <blockquote data-quote="Ralts Bloodthorne" data-source="post: 2602359" data-attributes="member: 6390">I've always had difficulty with the Wealth System, even though I can understand why it was implemented.That hard coded DC: 15 == -1 Wealth rule is understandable from the point of view as: "Most expensive items are DC 15 and above, and buying them would really strap a character" but when you are dealing with a high roller or a Corporation with a Wealth of 50 or higher, it makes no sense for an item at DC: 20 reducing a coporation or individual's wealth from 60 to 59.A way around, quite simply, is put some vairables in. I've used this to some extant and it works well enough.<ul> <li data-xf-list-type="ul">For items that are lower than the character's wealth by more than 5, then no adjustment to wealth takes place.</li> <li data-xf-list-type="ul">Between 5 below wealth to 5 above there is a -1 adjustment to Wealth.</li> <li data-xf-list-type="ul">For every 5 points above the characters wealth, there is a cumalitive -1 to Wealth.</li> </ul>That allows someone with a Wealth 50 to buy an item DC 45 and lower with no penalty, 46-55 imposes a -1 hit, and something like a DC 75 would impose a -5 Wealth reduction.I've found it works in most games that use Wealth, even d20 Future games where the party has a seperate Wealth score than the individuals.Good luck, buddy, hope this helps.Addendum: The problem with a cash/credit system, as put forth in explanations of Wealth, is the book keeping involved in with stocks, credit lines, credit rating, morgates, etc. That's a whole different kettle of fish, and others have written for more about it then me.</blockquote>

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