Nail
First Post
QFT.It's fair to say that you don't understand it, and ask for a "layman's explanation", but to dismiss it out of hand is outright foolish.
Look, I know math can be intimidating. I teach it! But what's cool is realizing the math is showing you something useful. This is doing that: you are more likely to fail than succeed at Skill Challenges as RAW. (EDIT: And really, even a simple fix is better than nothing at all.)