There you go arguing semantics rather than addressing the point.
Star Wars had fast food. It has credit and banks. It has self propelled air and ground transportation. It has vending machines. And it has magic (The Force). It even has a planet-wide city.
Ergo, Star Wars is Urban Fantasy.
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The presence or absence of an analog to the modern world doesn't count it HAS to be the same as the modern world's version. The point is that the world outside the your door is magical, and it's the blending of familiar with fantasy that makes the genre work. It has to, on first glance, look like our world. Ravnica doesn't. Eberron doesn't.