Angel Tarragon
Dawn Dragon
Teenage Mutant Ninja Eagles?
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- Thread starter Demongirl
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Teenage Mutant Ninja Eagles?
Relique du Madde
Adventurer
Wow... It looks like BoA is now going down... since they are started laying off massive amounts of people.
Sad to say but...
< rant >
TAKE THAT BoA! *Shoryuken* That's what you get for deciding to ruin my credit while kicking me off your reduced payment plan and forcing me to go bankrupt. *shoryuken* HA HA HA HA HA HA HA!!
I hope you enjoy your bankrupcy as much as I do! I also hope your CEO get's his pension taken away to pay back all that tax payer money you begged for!
< /rant >
Sad to say but...
< rant >
TAKE THAT BoA! *Shoryuken* That's what you get for deciding to ruin my credit while kicking me off your reduced payment plan and forcing me to go bankrupt. *shoryuken* HA HA HA HA HA HA HA!!
I hope you enjoy your bankrupcy as much as I do! I also hope your CEO get's his pension taken away to pay back all that tax payer money you begged for!
< /rant >
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Angel Tarragon
Dawn Dragon
I understand your frustration Relique. Its not easy to deal with certain things in life. My mother and I depend on the SSD stipend and that gets direct deposited into our BoA account.
Sometimes it helps to think beyond yourself and how other people are affected by these trying times. Especially this time of the year. There are people that have ended up homeless because of the current crisis. The people that are losing their jobs over this. The reprecussions of this will be far felt if they do go under. BoA is one of the strongest banks in the USA. If they die, it'll be huge.
Relique du Madde
Adventurer
Unfortunately, the major problem that lead to all this no one was being smart about what they were doing financially. Not the banks, not the lenders, not the people getting loans, no one. We were all going around thinking we have a magical leprechaun who can bail us out when ever we wanted.
It sucks that everything is going down in a huge ball of flames, but alot of these problems could have all been avoided if we were paying attention. Sadly, this isn't going to get better any time soon especially since the government thinks the best way to help big corporations out is to hand them piles of freshly devalued currency.
One of the problems is that too many things are broken and they have been broken for at least a decade but no one did a thing about them since they thought that better days were around the corner or because they all thought everything was bright, shinny, and flawless. Unfortunately, what we are seeing now is the result of that negligence. Those problematic broken practices could not be fixed with a wave of the hand, at this point one of the only things we can really do is allow things to completely fail or dismantle and replace all the things that are broken because bankruptcy protection and cash bailouts means NOTHING if the entire country's has gone bankrupt and all the money we print is worth less then a single grain of rice.
I know what I said may sound cold and embittered, but frankly it is in part because I am a pessimist. Though I hope thinks will get better, I know things will not (for a while) and I expect them to be get worse. I also know that it is only a matter of time until we hit rock bottom. Hopefully, once we managed to climb out of the pit we fell into will all be stronger, smarter, and make wiser decisions; because if we don't we'll all be doomed.
It sucks that everything is going down in a huge ball of flames, but alot of these problems could have all been avoided if we were paying attention. Sadly, this isn't going to get better any time soon especially since the government thinks the best way to help big corporations out is to hand them piles of freshly devalued currency.
One of the problems is that too many things are broken and they have been broken for at least a decade but no one did a thing about them since they thought that better days were around the corner or because they all thought everything was bright, shinny, and flawless. Unfortunately, what we are seeing now is the result of that negligence. Those problematic broken practices could not be fixed with a wave of the hand, at this point one of the only things we can really do is allow things to completely fail or dismantle and replace all the things that are broken because bankruptcy protection and cash bailouts means NOTHING if the entire country's has gone bankrupt and all the money we print is worth less then a single grain of rice.
I know what I said may sound cold and embittered, but frankly it is in part because I am a pessimist. Though I hope thinks will get better, I know things will not (for a while) and I expect them to be get worse. I also know that it is only a matter of time until we hit rock bottom. Hopefully, once we managed to climb out of the pit we fell into will all be stronger, smarter, and make wiser decisions; because if we don't we'll all be doomed.
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Angel Tarragon
Dawn Dragon
Delayed Blast Insanely Overpowered Fireball!!!
Mustrum_Ridcully
Legend
There is a feat for this in PHB II (3E).
I think it's called Spell Thesis or something (was it +1 to caster level, reduce metamagic cost by 1 spell level? I am sure about the metamagic cost, not about the caster level benefits)).
In our group, we have house-ruled that power to only be usable on Fireball and renamed it "Overpowered Fireball".
Not like that is an important houserule. What else would you use the feat on?!
Mustrum_Ridcully
Legend
Angel Tarragon
Dawn Dragon
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