if it was Casablanca at games week in and week out, it would cease to be drama and become, "Oh, look. Yet another dilemma :

:"
Really? When Casablanca was released, eople went to the cinema week after week and didn't complain about it being too dramatic. There are TV shows that people tune into week after week and they're not hanging out for the episodes where Castle and Becket do nothing but take an uneventful trip to the laundrette.
Also, not all pressure is a dilemma. Not all hard choices are dilemmas. That's your narrow framing, not mine.
Yes they are MEAT. I know the values of my PC. I know what will challenge him, even when the DM doesn't. Situations come up that I decide will be a challenge to the PC's values and they have every bit as much pressure as if the DM puts it on me.
Please explain where the pressure comes from. For instance, if you decide that your PC goes to a library to research his/her family tree to find out if s/he is destined to be king, where is the pressure coming from? What hard decision is forced upon you there?
Suppose that you decide to go and raid the Caves of Chaos instead, what are you (as player and PC) giving up?
Perhaps you need your hand to be held by the DM to get your MEAT.
I'm fairly well known on these boards as a proponent of the Czege principle, that
it's not exciting to play a roleplaying game if the rules require one player to both introduce and resolve a conflict. What you describe seems even less exciting, because there's no conflict. There's just a player with an idea about what s/he might want his/her PC to do.
You've never gone to the library to do reasearch on something?
I've never gone to the library to research whether or not I will become king - so that's not normal, as I said.
I spend a good part of my waking hours doing library research. It can sometimes be interesting but is rarely exciting. I wouldn't recommend it as the stuff of RPGing. (
You find another article whose title is promising but which seems to rely on a doubtful methodology. What do you do?)
And if you think that there is no risk in just walking up to a local lord and interacting with him, you don't know much about nobility.
I don't have much familiarity with nobility - although I live in a monarchy, my monarch lives in another country and spends most of her time there, so I've never had the opportunity to meet her. I do have a friend who was once invited to dine with a (continental European) Prince, but I don't think she was at much risk other than perhaps of heartburn from overly-rich food.