Go play with your fiddle and I'll make my DEX and WIS saves just fine without you--been doing it for
years and will continue to do so.
Now, if bardic inspiration could be granted as a reaction or something, it
just might be useful--as it is, it's pretty much useless. But again, this horse (and bard) has been beaten to death more than enough times.
It's funny, people used to complain about having to play the cleric heal-bot/support machine, and now you seem to LOVE doing it as a bard... Well, enjoy yourself and your fiddly bard and I'll enjoy--well--every other class.