The odds of rolling an 8 on 3d6 are 21 in 216 (ie about 10%). The odds of rolling an 8 or less are 56 in 216 (ie just a touch over 25%).So at what INT level is any specific usage of Dispel Magic allowed by said Arcana Cleric?
It is sounding like you might possibly be proponents of a DM stating "your character wouldn't do that", if the player of that INT 8 Arcana Cleric were to try to cast it in certain situations. Or am I misinterpreting your stance here?
So we can tentatively infer that a D&D character with INT of 8 is in the cleverer half of the least clever quarter of the population. Even before we get into issues of the GM dictating to a player how to play their PC, I reckon we can allow that this person is capable of performing obvious feats of reasoning, like preparing Dispel Magic might be useful if I'm expecting to confront magic-using enemies and Dispel Magic might be capable of getting rid of this seemingly magical phenomenon that is confronting me.
At least to my intuition, that doesn't seem outrageously generous!