I'll look over Raska soon. But for reference, the EQRPG lists starting gold for PCs; a monk's maximum starting gold with that method is 20 gp. So I'm not sure you could afford everything; and if the deity who created Raska made him with the skills of a monk, they'd expect him to rely on his innate combat skills and physical prowess more than any equipment.
Name: Metliz
Class: Warlock
Race: Human
Size: Medium
Gender: Male
Alignment: Caotic good
Str: 15 +2 (XXp.) Level: 1 XP: 0
Dex: 18 +4 (XXp.) BAB: +0 HP: 10
Con: 18 +4 (XXp.) Grapple: +2 Dmg Red:
Int: 14 +2 (XXp.) Speed: 30' Spell Res: 0
Wis: 12 +1 (XXp.) Init: +4 Spell Save: +0
Cha: 18 +4 (XXp.) ACP: Spell Fail: 0%
Base Armor Shld Dex Size Nat Misc Total
Armor: 10 +3 +0 +4 +0 +0 +0 17
Touch: 14 Flatfooted: 13
Base Mod Misc Total
Fort: 0 +4 +4
Ref: 0 +4 +4
Will: 2 +1 +3
Weapon Attack Damage Critical
Quarterstaff +2 1d6+3 20x2
Languages: Common, Fey
Abilities: Endrich blast (1d6)
Feats: Weapon focus (Ranged spells), Point black shot.
Skill Points: 16 Max Ranks: 8/4
Skills Ranks Mod Misc Total
Use Magic Device 4 +4 +8
Spellcraft 4 +2 +6
Bluff 4 +4 +8
Knowledge(arcana) 4 +2 +6
Equipment: Cost Weight
Studded Leather 25gp
Clothings
Tent 10gp
Bedroll 1gp
Blanquet 5sp
Trail rations 5sp
Rope hemp
Quarterstaff
Money:
Spell DC: 4 (Cha) + Spell Level
[B]Invocations:
Least:[/B] Miasmic Could
Age: 19
Height: 1.8 meters
Weight: 60 kg
Eyes: Green
Hair: Blond
Skin: Taned
Just because the Duskblade has an elvish background in the PHB2 doesn't mean it needs one in the new world..... Although presumably they may have existed in some other Material Plane before the First Generation of this world was created, there's no need for the first duskblade to be an elf in this game.
My example NPC is a female bamboo spirit folk sha'ir.......and I'm pretty sure Zakhara/Al-Qadim doesn't have that 3E Oriental Adventures race.I figured sha'ir would be a good NPC pick since the only official 3e version AFAIK is from an issue of Dragon Magazine, and bamboo spirit folk only appear in the 3.0e Oriental Adventures book.
And I dunno what you mean about racial HPs.....could you clarify the question?