Ancalagon
Dusty Dragon
it's very important - timing.I really can't see the difference between rules as written and rules as intended here....
Example: Cleric casts spiritual guardian. Monster A is in area of effect. Monster B's initiative is between the cleric and Monster A. She shoots at cleric, cleric looses concentration.
RAW, monster A takes no damage, as its turn has not happened yet. But some people apply the damage instantly, meaning Monster A would have taken damage.