Here's my updates on gear then:
Crossbow, Heavy - 50 gp, 2d4, 80/160/240, 2H
Crossbow Bolts (30) - 10 gp, 3 shots per cn
Sword, Bastard - 15 gp, 1d6+1 (one-handed), 1d8+1 (two-handed), 80 cn
Banded Mail - 50 gp, AC 4, 450 cn
Backpack - 5 gp, 20 cn (can carry up to 400 cn)
Boots, Plain - 1 gp, 10 cn*
Rope (50 ft.) - 1 gp, 50 cn
Rations, Standard (1 week) - 5 gp, 200 cn
Waterskin/Wineskin - 1 gp, 5 cn (30 cn when full)
With a 140g gp allowance that should leave me with 2 left. [emoji17]
Do I need the crossbow?! Probably not! Do I want to have a ranged weapon with some stopping power?! Of course!!! You never know what's lurking around a corner! [emoji6]