Question for you DMs out there:
Do you allow, as is, those armor qualities that only have a Gold Piece equivalent (such as Cold Resistance, Improved; +42,000gp), thus making it possible for a character to have a set of armor with much more than the standard +10 worth of enhancements?
OR
Do you merely convert these qualities over to a +x equivalent? If so, what sort of formula do you use?
Do you allow, as is, those armor qualities that only have a Gold Piece equivalent (such as Cold Resistance, Improved; +42,000gp), thus making it possible for a character to have a set of armor with much more than the standard +10 worth of enhancements?
OR
Do you merely convert these qualities over to a +x equivalent? If so, what sort of formula do you use?