Velenne: I've gone over your character and noticed these important details:
1) Since items will eventually become 3.5E compliant, I am enforcing that they start that way. Therefore, your sword's awesome power will have to be changed in some way, as well as the effects of the haste and shield spell. I will leave these to you to post the changes.
2) Your torc is essentially the same as a Cowl of Warding. However, after reading the DMG (3.5E) and seeing the chart it has on "item affinities" (pg. 288, sidebar) I am going to say that your "Cowl of Warding" ability needs to be near your head in some form or fashion. If this is as simple as changing your amulet and torc around, that's fine. Otherwise, you will need to pay an additional 100,400gp to leave the torque where it is.
Let me know the changes you make and then things should be well with you.