FireLance
Legend
Okay, the title was just for effect.
The real question is: how often should a character get dropped to 0 hit points or less? Assume an average character run by an average player, in a campaign of average difficulty.
There are some subjective terms up there (e.g. "adventure", "campaign arc") but define them as you like and pick the one that is closest to your preference.

There are some subjective terms up there (e.g. "adventure", "campaign arc") but define them as you like and pick the one that is closest to your preference.