Topographically, there's nothing inherently farfetched about having seas at both poles. The problem is having temperate poles and a cold equator. It's really hard to see how a planet would be cold at the equator and hot at the poles, but here are some nearly-plausible scenarios, maybe just enough to suspend disbelief for a fantasy world:
1. Volcanic hot spots at the poles that keep them warmer
2. A torus of debris around the planet's equator (maybe a destroyed moon) that reduces insolation at lower latitudes but doesn't affect the polar regions
3. Extremely high plateaus or mountains at the equator, like a belt encircling the planet (think 10,000 Kilimanjaros or a vast Tibetan plateau)
4. The planet has an axial tilt of 90 degrees, with one pole pointed at the sun, and the other at a "hot jupiter" companion star. So the poles are always "noon", and the equator, twilight.
5. Equatorial volcanoes that constantly barf out ash into the stratosphere, circling the equator like a belt and cooling lower latitudes.
Rel's suggestion for a large axial tilt would actually make each hemisphere a dark, frozen wasteland for half a year, and bathed in dazzling sunshine for half a year. Just like our own polar regions, but covering a larger area and more extreme.
Go to this website for some amazing sculpted globes and maps of alternate Earths:
http://www.worlddreambank.org/P/PLANETS.HTM