Yeah, I can see that.
How I see it - the character would be obviously quite strong and powerful, pretty quick, but just like a normal human in every other respect. This is where I am having trouble, because the other stats are so crap. I really want to roleplay the character well but with int and wis of 10, how smart can I be, can the character really come up with interesting ideas and have a decent conversation with the clan leader or being a samurai with a str of 16, am I really only concerned with my sword and being powerful?
Next level I get an extra point for skills, another dilema. I have three stats that if I put the point to them, I will get a stat bonus. Dex, Con or Cha. I am thinking of going down the Iajutsu path so I was thinking about putting it to Cha (currently 11) but should I put it to Dex or Con ??? arrghghgg!!