Ath'kethin
Elder Thing
Lol point has never been difficulty. It's just a silly, counter intuitive, system.
Do you mean the U.S. school system specifically or teaching kids to be afraid of math in general?
I guess the fact that I was attending a school created by and for math nerds when I was introduced to D&D informs my viewpoint, but I never found the system to be particularly counterintuitive. It was just adding negative numbers.
Though speaking of counterintuitive, I actually lay the blame for the lousy index in the 5e PHB squarely on the THAC0 joke in it. So that's one place where I definitely feel THAC0 caused more problems than it solved.